.Asuransi The consequences

 .Asuransi The consequences
 Understanding Personal Accident Insurance
Asuaransi is a personal accident insurance that provides protection or protection to the person who counts the insurance policy against the hazard or risk of an accident that caused :
a) Mortality ( death )
b ) Defects fixed ( permanaent disablement )
c ) Defects temporary (temporary disablement )
d ) The cost of medical care and treatment (medical treatment expenses )
 Definition of Accident and result
An accident is an event that occurs suddenly , unexpected , coming from outside the self-insured , violent , and no undesirable elements of intent in the incident .





 Matters Including and Excluding Accident

1 . Thing Considered Accident
a. Toxicity in the form of a sudden because of the influx of gas and / toxic vapor into the body with the exception of poisoning caused by the Insured deliberately use of drugs or other substances that can cause damaging consequences intentionally using drugs in sense of the word extent .
b . Transmission due to the introduction of substances that contain germs as a result of the insured fall into the water / liquid into the solid or the other by accident .
c . Mala due to sudden disaster from the outside , such as shipwrecks , emergency landing , collapse , motor vehicle collisions .
 Also Considered An Accident .
d . If the insured without the elements faults on him however the shape and nature of physical incapacitation or death as a result of maltreatment or assault others who do .
This provision does not apply to the airline is not obliged to compensate for the consequences , if the abuse and / or assault it ;
i . Performed by the / those who are directly or indirectly has an interest in self- insured in the accident .
ii . Performed by the presence of other parties related to the fault elements of self-insured , however the shape and nature of the error so that the error was the cause of the onset of abuse or assault .
e . The entry of germs into it soon or later the wounds caused by an accident provided that the nature and location of the wound that medical science can be determined .
f . Add the severity of the state as a result of the treatment conducted by or under the order of a physician and not because of the initiative of the insured or those with an interest in the insured .

2 . Thing Excluding Accident
The entry of diseases such as malaria , typhoid , plague and sleeping sickness due to insect bites .
 The Dikecualika Between Other :
a. Riding a motorcycle if the insurance is not covered specifically .
b . Take part in a race across the air .
c . As a boxer , wrestler and climbing mountains ( above 2500 m )
d . Deliberately doing kejahatn or participate in the crime .
e . As an active member of the armed forces
f . war
g . Reactions of atomic nuclei
h . Committed suicide by deliberately
i . For insured women , caused wholly or partly by birth or pregnancy

 Accident Insurance Benefits
1 . Provide benefit to beneficiary if the insured dies as a result of an accident .
2 . Memeberikan mannered ansuransinya if the insured suffers a permanent disability due to an accident forever .
3 . Helps and reimburse the costs of care and treatment of the insured due to an accident

Posted by Angela

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